Tips for Dealing With a Partial Loss Fire

3/23/2022 (Permalink)

Coping with any kind of fire loss in your Weston, FL, commercial building is an overwhelming experience. If your building has only been partially damaged, then your insurance claim will likely fall under the category of a partial loss. It’s important to understand exactly what to expect when dealing with a partial loss fire in order to be appropriately compensated for your trouble. Here are some guidelines for properly addressing a partial loss.

Understand What Qualifies as a Partial Loss

Before you file your insurance claim, you need to have a thorough understanding of what type of loss you are dealing with. You can categorize your loss as partial if you come across the following issues:

• Destroyed air ducts
  
• Signs of smoke, ash or mold
  
• Diminished air quality
  
• Insufficient repair or cleaning processes
  
  

If any of these concerns are present during the fire restoration process, it’s crucial to document them in order to be reimbursed for your fire loss.

File a Claim as Soon as Possible

The faster you make your claim, the faster your needs can be addressed. When insurance companies are dealing with more pressing disasters, a partial loss may not be prioritized and you might be left waiting for a while. It’s therefore vital to file away your insurance claim at your earliest convenience so you can have your business up and running again.

Document All Damaged Items

When the insurance adjuster arrives and throughout the process of making a claim, you’ll need to provide concrete evidence of your loss. The best way to do this is to document any items that have been damaged by the fire. Take a lot of pictures and keep all your records of repairs and maintenance work that has been done.

Whether you’re dealing with smoke damage or structural loss, contacting a professional to arrange a fire damage assessment can help restore your business while you work on your claim. Don’t wait until your fire loss gets out of hand to call for help.